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Affordable Housing

Want a Nice, 4-Bedroom, 2,500 Square Foot Home?
How Does $372,500 Grab You?

A Little Buys You a Lot Here.

The average price of a single-family home in Northeastern Pennsylvania is typically about 40% to 52% of the cost in New Jersey.  The property taxes on your home in Northeastern PA will be very reasonable too.  Expect them to be about 48% to 54% of what you would pay for a comparable home in New Jersey.

Estimated 2025 average costs for a typical ± 2,500 square foot, four-bedroom, single-family home are below. Estimates were developed by analyzing current listings and recent sales on various online real estate sites.

Bergen County, NJ

$ 959,173

Purchase Price
  • 20% Down: $191,835

  • $ Financed: $767,338

  • Term: 30 Years

  • Fixed Interest Rate: 6.76%

  • Mon. Mortgage: $4,982

  • Ann. Mortgage: $59,784

  • Est. Ann. RE Taxes: $16,210

  • Mon. Mortgage + Taxes:
    $6,332

  • Annual Mortgage + Taxes: $75,994

Middlesex County, NJ

$ 848,021

Purchase Price
  • 20% Down: $169,604

  • $ Financed: $678,417

  • Term: 30 Years

  • Fixed Interest Rate: 6.76%

  • Mon. Mortgage: $4,405

  • Ann. Mortgage: $52,860

  • Est. Ann. RE Taxes: $16,875

  • Mon. Mortgage + Taxes:
    $5,811

  • Annual Mortgage + Taxes: $69,735

Morris County, NJ

$ 796,506

Purchase Price
  • 20% Down: $159,301

  • $ Financed: $637,205

  • Term: 30 Years

  • Fixed Interest Rate: 6.76%

  • Mon. Mortgage: $4,137

  • Ann. Mortgage: $49,644

  • Est. Ann. RE Taxes: $14,337

  • Mon. Mortgage + Taxes
    $5,331

  • Annual Mortgage + Taxes: $63,981

Northeast PAWhy Choose NEPA?

$ 363,828

Purchase Price
  • 20% Down: $72,766

  • $ Financed: $291,063

  • Term: 30 Years

  • Fixed Interest Rate: 6.76%

  • Mon. Mortgage: $1,849

  • Ann. Mortgage: $22,188

  • Est. Ann. RE Taxes: $5,020

  • Mon. Mortgage + Taxes:
    $2,267

  • Annual Mortgage + Taxes: $27,208

Comparing Rental Costs

The average cost to rent a modern one/two-bedroom apartment in Northeast PA is also dramatically lower than in most counties in New Jersey.

Bergen County

= $2,704/mo.

Morris County 

= $2,339/mo.

Middlesex County

= $2,387/mo.

Northeast PA

= $1,374/mo.

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